While the importance of car insurance cannot be emphasized enough (at the very least it's illegal not to have coverage), it also very important for anyone to find ways to save money whenever possible.
The basic rule for finding the best deal is actually very simple - you don't settle for just one quote, you get quotes from different sources and compare them. In this article, I'm going to show you how to compare quick car insurance quotes so you get the best deal all the time.
Do not make the mistake most Americans make by buying from one insurance company without getting quick quotes from other providers, thus losing out on hundreds of dollars in potential savings. Here are the steps to getting car insurance quotes:
1. Go for an insurance quote site
It is always better to get quotes from a quotes site than from an official website of an insurance company. The reason is simple -it saves you time when researching. While the only thing you need to do is fill out one form, you are able to get unbiased reviews from an insurance expert, and you get results from different insurance companies in one place.
2. Increase your deductible
Deductible is the amount you pay for towards an insurance claim before the insurance company pays for it. If you really want to pay lower premiums, increase your deductibles to the highest amount you can afford. If you increase your deductible from one zero to double zeroes, you could cut your premium cost by 30 to 50 percent.
3. Make yourself eligible for a discount
Insurance companies typically have claims available in the following cases:
- Installing car alarm or anti-theft device
-Lowering your car's mileage
-Installing safety features like air bags and anti-lock brakes
-Maintaining a clean driving record with no insurance claims
-Taking a driver's education course
Car insurance, while it protects you from financial losses due to car accident and car theft, is NOT cheap and people are, in fact, paying more than they should. Through this article, I hope you have found some ways to save on car insurance premiums.
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Article Source: http://EzineArticles.com/?expert=Wayne_Earp
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